Are you confused about all the insurance terminology out there? You’re not alone! Two of the most common – yet commonly misunderstood – terms are copay and coinsurance. Knowing the difference between these two cost-sharing mechanisms can save you a lot of money when you need to use your healthcare coverage. In this guide, I’ll […]

As someone who’s been navigating the complex world of health insurance for years, I know how confusing all the network types can be. HMO, PPO, EPO, POS – it’s enough to make your head spin! In this article, I’m going to break down the key differences between the major health insurance network models so you […]

Did you know that Consumer-Driven Health Plans (CDHPs) are one of the fastest-growing types of employer-sponsored health insurance in the United States? These innovative plans are shaking up the healthcare industry by putting more control in the hands of patients. In this guide, we’ll dive deep into CDHPs – what they are, how they work, […]