1. Understanding HDHPs and HSAs: How Do They Work Together? A high-deductible health plan (HDHP) has a larger deductible than most traditional health insurance options, which means more upfront costs before your coverage kicks in. But the advantage here is that monthly premiums are generally lower—so if you don’t visit the doctor often, you’ll keep […]
As a self-employed professional, finding the right health insurance plan can feel like searching for a needle in a haystack. With so many options out there, it’s hard to know which one truly offers the best coverage for your needs and budget. But fear not, my fellow freelancers and solopreneurs – I’m here to share […]
The day my daughter broke her arm at soccer practice, I learned just how crucial having the right health insurance really is. That unexpected trip to the ER could have cost us over $12,000, but we ended up paying just $250 thanks to our coverage. After two decades working in healthcare administration and helping countless […]