Insurance

Reference-Based Pricing in Health Insurance: A Complete Guide

Healthcare costs have been rising at an alarming rate, putting a significant financial strain on both employers and employees. As someone who has personally experienced the frustration of navigating the complex health insurance landscape, I know firsthand how challenging it can be to find affordable coverage that meets your needs. That’s why I’m excited to […]

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Insurance

What is a Copay vs Coinsurance? Simple Insurance Terms Explained

Are you confused about all the insurance terminology out there? You’re not alone! Two of the most common – yet commonly misunderstood – terms are copay and coinsurance. Knowing the difference between these two cost-sharing mechanisms can save you a lot of money when you need to use your healthcare coverage. In this guide, I’ll […]

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